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Retirement Planning

 
Video Transcript

Are you concerned about how you will maintain your lifestyle during your retirement years? If you are like most folks, you will have concerns about running out of money during what should be your golden years.

Fortunately, Social Security provides a source of retirement income that lasts for the lifetime of the retiree. Social Security also provides retirement income for the retiree’s spouse or ex-spouse, referred to as spousal benefits, both during the retiree’s lifetime and following his or her death, referred to as survivors benefits.

The amount of a retiree’s Social Security check and that of his or her spouse or ex-spouse depends in part on the choices that the retiree makes as to claiming his or her benefit. The same holds true for spousal benefits.

You can improve your bottom line by making the right choices in claiming your Social Security benefits. Let’s face it, Social Security can be complicated. Doesn’t it make sense to consider your claiming options in advance when you’ll have time to plan?

Increasing Social Security Benefits

 

Decisions! Decisions! Decisions! All about retirement…how will you maintain your lifestyle during your retirement years? Are you concerned about running out of money? Where and when does social security fit in? How do you maximize your cash flow? Please take a few minutes to watch this video and then contact your Security Mutual Life insurance advisor for more information.

The Retirement Quandary

 

Are you concerned about low interest rates that banks offer on CDs these days? What if you have to tap into your CDs to maintain your lifestyle? If you tap into your CD balance over and over, will you run out of money? Would you prefer a guaranteed payment for life? If your answer is yes, then please take a few minutes to review this video and contact your Security Mutual Life insurance advisor for more information.

Video Transcript

Are you concerned about low interest rates that banks offer on CDs these days?

What if you have to tap into your CDs to maintain your lifestyle? If you tap into your CD balance over and over, will you run out of money?

Did you know that many insurance companies offer financial products that will guarantee a fixed payment to the annuitant for as long as the annuitant lives?

This product is called an immediate annuity. It is similar to the old-time pension plans that paid you a monthly benefit for life. Many financial experts recommend that individuals approaching retirement or in retirement use some portion of their liquid funds to acquire an immediate annuity. Your life insurance advisor who sent this video can show you complete details, including illustrative values. You will be pleasantly surprised at the difference between interest income from a CD and the lifetime income provided by an immediate annuity.

You may also ask your life insurance advisor to show you how one life insurance policy can assist with your legacy needs and your lifetime needs, should you become chronically ill. You, too, could improve your retirement future by using an immediate annuity and life insurance combination strategy. Your life insurance advisor can also share other lifetime income strategies using immediate annuities to meet your specific needs.

Increasing Social Security Benefits

 

Decisions! Decisions! Decisions! All about retirement…how will you maintain your lifestyle during your retirement years? Are you concerned about running out of money? Where and when does social security fit in? How do you maximize your cash flow? Please take a few minutes to watch this video and then contact your Security Mutual Life insurance advisor for more information.

Video Transcript

Are you concerned about how you will maintain your lifestyle during your retirement years? If you are like most folks, you will have concerns about running out of money during what should be your golden years.

Fortunately, Social Security provides a source of retirement income that lasts for the lifetime of the retiree. Social Security also provides retirement income for the retiree’s spouse or ex-spouse, referred to as spousal benefits, both during the retiree’s lifetime and following his or her death, referred to as survivors benefits.

The amount of a retiree’s Social Security check and that of his or her spouse or ex-spouse depends in part on the choices that the retiree makes as to claiming his or her benefit. The same holds true for spousal benefits.

You can improve your bottom line by making the right choices in claiming your Social Security benefits. Let’s face it, Social Security can be complicated. Doesn’t it make sense to consider your claiming options in advance when you’ll have time to plan?

The Retirement Quandary

 

Are you concerned about low interest rates that banks offer on CDs these days? What if you have to tap into your CDs to maintain your lifestyle? If you tap into your CD balance over and over, will you run out of money? Would you prefer a guaranteed payment for life? If your answer is yes, then please take a few minutes to review this video and contact your Security Mutual Life insurance advisor for more information.

Video Transcript

Are you concerned about low interest rates that banks offer on CDs these days?

What if you have to tap into your CDs to maintain your lifestyle? If you tap into your CD balance over and over, will you run out of money?

Did you know that many insurance companies offer financial products that will guarantee a fixed payment to the annuitant for as long as the annuitant lives?

This product is called an immediate annuity. It is similar to the old-time pension plans that paid you a monthly benefit for life. Many financial experts recommend that individuals approaching retirement or in retirement use some portion of their liquid funds to acquire an immediate annuity. Your life insurance advisor who sent this video can show you complete details, including illustrative values. You will be pleasantly surprised at the difference between interest income from a CD and the lifetime income provided by an immediate annuity.

You may also ask your life insurance advisor to show you how one life insurance policy can assist with your legacy needs and your lifetime needs, should you become chronically ill. You, too, could improve your retirement future by using an immediate annuity and life insurance combination strategy. Your life insurance advisor can also share other lifetime income strategies using immediate annuities to meet your specific needs.

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