Corporate Opportunities

Security Mutual Life Insurance Company

Binghamton, NY

Job Title: Actuarial Intern

Department: Actuarial
Status: Temporary, Part Time (20 hours per week)
Reference #: 0740 & 0741
No. of Open Positions: 2

Description of duties & responsibilities: The purpose of this position is to support the Actuarial function in the product pricing area or the financial reporting area.

  • Analyze data to support experience studies.
  • Extract and build data files for use in product pricing, asset and liability models.
  • Assist with automating, updating and developing actuarial processes and systems.
  • Perform cost-benefit analysis and research.
  • Assist with determination of protective value of Company programs.

Required skills & experience:

  • Must have passed at least one Actuarial Exam.
  • Intermediate proficiency with Microsoft Office required.
  • Experience with manipulating large amounts of data preferred.
  • Proficiency in Microsoft Access or other database management system preferred.
  • Proficiency in SQL or other relational database language preferred.
  • Ability to think analytically and critically.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Excellent attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: Must be pursuing a Bachelor’s or Master’s degree in Actuarial Science or Mathematics. Two years of completed of college coursework required. Completion of three years of college coursework is desired.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Advanced Underwriter

Department: Underwriting
Status: Regular, Full Time
Reference #: 0746
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to underwrite individual life insurance applications and provide support to management.

  • Evaluate individual and joint applications for life insurance using established underwriting procedures and independent judgment. Review financial appropriateness of sales.
  • Provide management with recommendations regarding non-routine situations and cases above approval authority.
  • Review and interpret third party data including medical codes, Motor Vehicle Records, pharmacy checks, aviation risks, and foreign travel activity.
  • Review exams, lab work, inspection reports, medical tests, and attending physician statements to asses risk using published reinsurance underwriting guidelines. Assign medical codes as indicated.
  • Audit cases for accuracy, compliance, time service, customer service and productivity.
  • Recommend and undertake special projects and convey reports to management.
  • Communicate with sales force and Regional Vice Presidents in support of company mortality, profitability and sales objectives.
  • Develop underwriting presentations for Field and Home Office personnel.
  • Develop competency in use of reinsurance manual.
  • Manage case inventory within time standards established by management.
  • Assist with the development, modification and updating of Underwriting policies and practices.
  • Review Underwriter case queue weekly and monitor case queue of Underwriter Trainees.
  • Maintain regulatory compliance with regulations and laws relating to underwriting and risk selection.

Required skills & experience:

  • Minimum of 10 years of experience as a Life Insurance Underwriter
  • Leadership and training experience in an underwriting environment.
  • Working knowledge of company products and procedures is strongly preferred.
  • Ability to work independently, using discretion and judgment.
  • Demonstrated ability to handle sensitive and difficult customer service situations.
  • FLMI – Fellow, Life Management Institute designation preferred.
  • FALU – Fellow of the Academy of Life Underwriting designation preferred.
  • Intermediate proficiency in Microsoft Word and Excel.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: Bachelor’s Degree in Business, Finance or Medical field of study required.

  • Visa sponsorship is not available for this position
  • Relocation assistance may be available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Billing Account Representative

Department: Benefits – Service
Status: Regular, Full Time
Reference #: 0749
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to assist the Benefits – Service department with billing, payment processing, reconciliation, maintenance, and administration service.

  • Bill, reconcile and maintain sweep and group billing for assigned accounts.
  • Communicate with agents, payroll offices, policyowners, and the credit union service provider (PFP) to provide information about deductions, policies, and services.
  • Apply premium and loan payments through system and manual processes.
  • Administer Electronic Funds Transfer process including form distribution, setup, returned transfer, exceptions and error report monitoring.
  • Research and process reports for special processing.
  • Review, analyze and process daily policy and account reports.

Required skills & experience:

  • Minimum of 3 years experience in Customer Support.
  • 2 years experience in accounting or bookkeeping.
  • Intermediate knowledge of Microsoft Word and Excel.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: Associate’s Degree in Business or related field of study Required.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Billing Account Representative

Department: Benefits – Service
Status: Regular, Full Time
Reference #: 0752
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to assist the Benefits – Service department with billing, payment processing, reconciliation, maintenance, and administration service.

  • Bill, reconcile and maintain sweep and group billing for assigned accounts.
  • Communicate with agents, payroll offices, policyowners, and the credit union service provider (PFP) to provide information about deductions, policies, and services.
  • Apply premium and loan payments through system and manual processes.
  • Administer Electronic Funds Transfer process including form distribution, setup, returned transfer, exceptions and error report monitoring.
  • Research and process reports for special processing.
  • Review, analyze and process daily policy and account reports.

Required skills & experience:

  • Minimum of 3 years experience in Customer Support.
  • 2 years experience in accounting or bookkeeping.
  • Intermediate knowledge of Microsoft Word and Excel.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: Associate’s Degree in Business or related field of study Required.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Customer Service Representative

Department: Benefits – Service
Status: Regular, Full Time
Reference #: 0748
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to field incoming customer and agent service calls, process phone payments and complete outgoing collection calls.

  • Support resolution of incoming calls by answering questions and performing research as necessary.
  • Process manual premium payments and other service requests while remaining Payment Card Industry compliant when handling debit card calls.
  • Process loans by phone at callers request.
  • Process all billing requests, which could include billing account number changes, payment type changes (mode changes), premium letters to notify a policy owner of a payment issue, refund requests, premium payment histories, mailing Electronic Funds Transfer forms, etc.
  • Complete follow-up calls to request missing items and funds needed to bring policies up to date.

Required skills & experience:

  • Minimum of 3 years of experience in Customer Service.
  • Minimum of 1 year of accounting experience preferred.
  • Experience in an insurance industry or call center environment.
  • Fluency in Spanish a plus.
  • Basic knowledge of Microsoft Word and Excel.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.
  • Ability to work a flexible schedule with occasional overtime.

Education Required: Associate’s Degree in Business or related field. 

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Department Head, Reinsurance

Department: Reinsurance
Status: Regular, Full Time
Reference #: 0743
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to plan, develop, organize, implement, document, direct and evaluate the Reinsurance function.

  • Oversee the preparation of financial reporting and annual DAC tax reporting.
  • Generate, develop and maintain relationships with reinsurers and outside vendors. Perform due diligence and ongoing reinsurer reviews.
  • Actively participate with the Company’s Product Implementation Committee on the implementation of new products and the securing of reinsurance coverage.
  • Implement process improvements and manage procedural documentation.
  • Plan, coordinate and oversee internal and external audits and Model Audit Rule documentation.
  • Obtain reinsurance quotes, negotiate rates and allowances, and oversee the accuracy of reinsurance agreements and amendments.
  • Participate in maintaining and updating Life and Waiver Claims and make enhancements to improve efficiency and generate statistical reports for management.
  • Implement treaty terms in reinsurance system.

Required skills & experience:

  • Minimum of 10 years experience in Reinsurance required.
  • Management experience in a life insurance or reinsurance environment required.
  • Experience in the Quarsar R2 reinsurance system preferred.
  • Advanced proficiency in Java or coding and updating R2 reinsurance administration system strongly preferred.
  • FLMI designation preferred.
  • CLU designation preferred.
  • Basic knowledge of Microsoft Word.
  • Intermediate knowledge of Microsoft Excel.
  • Excellent written and verbal communication skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: Bachelor’s in Accounting or other closely related field of study with coursework in accounting and MIS required.

  • Visa sponsorship is not available for this position
  • Relocation assistance may be available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Executive Assistant

Department: Administration
Status: Regular, Full Time
Reference #: 0753
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to provide executive level administrative support to Executive Management and their departments while maintaining a high level of confidentiality.

  • Prioritize daily tasks including the scheduling of daily appointments, screening phone calls, managing dictation and transcription, handling incoming and outgoing mail, emailing and faxing, managing contracts and invoices and managing the visitor process and greetings.
  • Handle various forms of communications on behalf of Executives including reading and analyzing incoming requests, memos, submissions and reports to determine their significance and required actions.
  • Handle confidential correspondence and requests or delegate when appropriate.
  • Prepare, edit and distribute executive level presentations, letters, meeting minutes and other memoranda and correspondence for Executives.
  • Assist with the planning and coordinating of Company meetings and events as assigned.
  • Arrange corporate travel and meetings.
  • Perform financial, statistical, regulatory or other research and draft reports. Support budget preparation and processing.
  • Manage the administration of corporate accounts. Maintain vendor relationships.
  • Complete projects and special assignments by establishing objectives, determining priorities, conducting research, managing time, engaging appropriate parties and producing results.
  • Improve quality results for the executive team by evaluating operational processes, making recommendations and implementing process changes.
  • Perform general office duties such as ordering office supplies, managing records, and recording attendance.
  • Participate in conferences and committees both inside and outside of the company at the request of management.

Required skills & experience:

  • Minimum of 5 years experience as an executive secretary or executive administrative assistant.
  • Advanced proficiency in Microsoft Office Suite required.
  • Knowledge of insurance and insurance products preferred.
  • Excellent planning and organizing skills and ability to prioritize and organize a heavy workload.
  • Ability to maintain professional composure and handle sensitive situations.
  • Maintain a high level of confidentiality.
  • Maintain a regular, timely attendance with the ability to be flexible with work schedule.
  • Ability to adjust to changing priorities.
  • Project management and research skills.
  • Excellent written and verbal communication skills.
  • Excellent typing skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.

Education Required: Associate’s Degree in Business or related field required. Bachelor’s Degree in Business preferred.

  • Visa sponsorship is not available for this position
  • Relocation assistance may be available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: New Business Associate

Department: Benefits – Service
Status: Regular, Full Time
Reference #: 0751
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to receive and process new business applications.

  • Review and process applications according to state regulations and underwriting guidelines.
  • Monitor and prioritize assigned credit union cases and traditional cases to ensure timely processing of applications.
  • Prioritize all pending applications and update systems to track pending assignments.
  • Communicate with agents via email and phone to gather additional information.
  • Monitor daily and weekly reports.
  • Process assigned contract changes.
  • Mail out policy owner service forms and update tracking systems.

Required skills & experience:

  • 1 year of customer service experience.
  • 1-2 years of data entry experience.
  • Accounting experience preferred.
  • Excellent data entry skills.
  • Strong written and verbal communication skills.
  • Ability to handle multiple priorities simultaneously.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.
  • Ability to adapt to change and work under pressure.
  • Must be dependable.
  • Basic proficiency with Microsoft Word.
  • Basic proficiency with Microsoft Excel.
  • Occasionally required to work overtime.

Education Required: High School Diploma required. Associate’s Degree preferred.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Senior Financial Accountant

Department: Financial Operations
Status: Regular, Full Time
Reference #: 0606
No. of Open Positions: 1
Shift: 1st Shift Monday – Friday

Required skills & experience:

  • 5 or more years of accounting experience required.  
  • Demonstrated understanding of GAAP accounting required.
  • Demonstrated understanding of Life Insurance Statutory accounting preferred.
  • Intermediate proficiency with Microsoft Office Suite products required.
  • Ability to work independently with minimal supervision required.
  • Strong project management skills required.
  • Excellent analytical and problem-solving skills required.
  • Strong reconciliation skills required.

Description of duties & responsibilities: The primary purpose of this position is to prepare various exhibits and schedules for Security Mutual’s quarterly and annual financial statement filings, and to prepare Subsidiary financial statements. Specific duties include:

  • Prepare and maintain general and subsidiary ledgers.
  • Maintain timely and accurate analysis of general ledger and subsidiary ledgers.
  • Support the preparation of accurate and timely financial statements.
  • Analyze and interpret accounting records.
  • Support audit preparation.
  • Prepare reports and statements.

Education Required:  Bachelor’s degree in Accounting, Finance, or a closely related field required. CPA or Public Accounting Experience is preferred.

  • Visa sponsorship is not available for this position
  • Relocation assistance may be available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Senior Software Developer

Department: Systems & Technology           
Status: Regular, Full Time
Reference #: 0722
No. of Open Positions: 1

In search of:
The next member of our Software Engineering team. If you love to develop software and want to learn, stretch yourself, and contribute to the success of a high performing team, read on. We’re looking for someone who:

  • Is equally adept at taking direction and taking initiative to solve programming challenges.
  • Finds that using online tools to research problems comes naturally.
  • Excels at conveying complex information in simple, accessible ways.
  • Finds that attitude is as important as technical skill.
  • Loves it when an assignment goes right, but is resilient and stays upbeat when it doesn’t.
  • Listens well, asks incisive questions, and digs into details while keeping the big picture in focus.
  • Above all, thrives on collaboration and takes greatest satisfaction in helping others meet their goals.

Required Responsibilities:
Work alongside other developers and management to develop, debug, and enhance new development or legacy system integration software. Meet and interact with customers to define and refine requirements and provide support post-deployment. Analyze and develop documentation detailing software components, functions, and/or describe the processes performed by the software. Run tests and collaborate with computer operators and systems analysts to define and resolve problems in operating computer programs. Stay current on web application security and use OWASP best practices during development life cycle.

Pay attention to detail and perform work accurately and thoroughly. Manage and prioritize work load and adhere to schedules. Mentor and assist other developers and communicate effectively. Maintain and grow your knowledge and skills through on the job training, seminars, webinars, and self -study.

Work Environment:
We provide a unique opportunity to learn and explore new technologies in web, mobile, and client/server frameworks in a collaborative team environment. We foster forward thinking and challenge our team to find improved ways to solve problems.

Required Skills & Experience:
Minimum of 5 years of experience in Information Technology and Software Development programming required.
Minimum of 5 years of experience with Java.
Experience with database programming using Java.
Experience with Microsoft database query language.

Preferred Skills & Experience:
Experience with SQL.
Experience with JavaScript and HTML.
Experience with other programming languages helpful.
Life Insurance knowledge is helpful but not required.
Industry recognized certification preferred.
Artistic, creative thinking and open mindedness to new ideas and approaches is helpful.

Education:
BA/BS in Computer Science, Computer Engineering, Information Technology, or related field required.

  • Visa sponsorship is not available for this position
  • Relocation assistance may be available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Software Developer Intern

Department: Systems & Technology
Status: Temporary, Part-Time
Reference #: 0744
No. of Open Positions: 1

In search of: A highly motivated student to join our Software Engineering team. If you love to develop software and want to learn, stretch yourself, and contribute to the success of a high performing team, read on. We’re looking for someone who:

  • Is equally adept at taking direction and taking initiative to solve programming challenges.
  • Finds that using online tools to research problems comes naturally.
  • Excels at conveying complex information in simple, accessible ways.
  • Finds that attitude is as important as technical skill.
  • Loves it when an assignment goes right, but is resilient and stays upbeat when it doesn’t.
  • Listens well, asks incisive questions, and digs into details while keeping the big picture in focus.
  • Above all, thrives on collaboration and takes greatest satisfaction in helping others meet their goals.

Required Responsibilities:
Work under direction, supervision and guidance to develop, debug, and enhance new development or legacy system integration software. Build the skills to work with both back-end and front-end technologies as a full-stack developer. Write documentation of program developments and revisions. Conduct trial runs and unit testing, suggest resolutions and resolve problems in computer programs. Collaborate with teams on various topics and discussions. Manage work load and adhere to schedules.

Work Environment
A unique opportunity to learn and explore new technologies in web, mobile, and client/server frameworks in a collaborative team environment. We foster forward thinking and challenge our team to find improved ways to solve problems.

Required Skills & Experience
Intermediate use and understanding of:

  • JAVA and SQL
  • Ability to think analytically and critically
  • Excellent written and verbal communication skills and proficiency in written and spoken English
  • Excellent data entry skills
  • Ability to perform work accurately and thoroughly
  • Excellent attention to detail
  • Ability to prioritize and organize a heavy workload
  • Must be dependable and able to adhere to a work schedule

Preferred Skills & Experience
Basic use and understanding of:

  • Web markup, including HTML5, CSS3
  • Client-side scripting
  • JavaScript frameworks, such as jQuery and BackboneJS
  • UI frameworks, such as Bootstrap, jQueryUI, jQuery Mobile
  • Asynchronous request handling, partial page updates, and AJAX
  • JSON and XML
  • Familiarity with cross-browser compatibility issues and ways to work around them
  • GIT or other source control software
  • Insurance knowledge is helpful but not required
  • Artistic, creative thinking and open mindedness to new ideas and approaches is helpful

Education Required
Computer Science, Computer Engineering, or Information Technology majors with minimum of 2 years course work at an accredited educational institution.

About Security Mutual Life
Security Mutual Life is a leading provider of life insurance, accumulation products and retirement- , business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability.

We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States.

We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service.

At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Support Servicer

Department: Benefits – Service
Status: Regular, Full Time
Reference #: 0726
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to support the Benefits division through mail processing and assembly of individual life insurance policies.

  • Prepare new business applications and assemble new business policies.
  • Administer incoming mail workflow, including faxes, and prepare outgoing mail.
  • Complete and mail bills, policies and checks as needed.
  • Maintain and update filing and inventory systems.
  • Respond to requests from internal customers, employees, and other individuals.
  • Administer tasks and requests Application in accordance to department job list.

Required skills & experience:

  • Previous office experience is helpful.
  • Basic knowledge of Microsoft Word and Excel required.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: High School Diploma required.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Job Title: Support Servicer

Department: Benefits – Service
Status: Regular, Full Time
Reference #: 0745
No. of Open Positions: 1

Description of duties & responsibilities: The purpose of this position is to support the Benefits division through mail processing and assembly of individual life insurance policies.

  • Prepare new business applications and assemble new business policies.
  • Administer incoming mail workflow, including faxes, and prepare outgoing mail.
  • Complete and mail bills, policies and checks as needed.
  • Maintain and update filing and inventory systems.
  • Respond to requests from internal customers, employees, and other individuals.
  • Administer tasks and requests Application in accordance to department job list.

Required skills & experience:

  • Previous office experience is helpful.
  • Basic knowledge of Microsoft Word and Excel required.
  • Excellent written and verbal communication skills.
  • Excellent data entry skills.
  • Ability to perform work accurately and thoroughly.
  • Ability to take care of both internal and external customer needs.
  • Ability to pay close attention to detail.
  • Ability to prioritize and organize a heavy workload.

Education Required: High School Diploma required.

  • Visa sponsorship is not available for this position
  • Relocation assistance is not available for this position
  • Security Mutual is an Equal Opportunity Employer

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Regional

New York City, NY Office

  • No positions available at this time.

Security Administrators, Inc.

Current Opportunites

Binghamton, NY Office

  • No positions available at this time.

Syracuse, NY Office

  • No positions available at this time.

Mission Statement

Security Mutual’s corporate mission is to provide sound and equitable protection for financial needs resulting from death, disability or retirement. This mission is carried out through manufacturing and distributing life insurance, disability insurance and annuity products for individuals and groups and treating with dignity and respect all who put their trust in us.

As a mutual life insurance company, Security Mutual is managed for the benefit of its policyholders.

To that end, Security Mutual seeks to recruit, develop and train a highly motivated team of results-oriented employees.